Financial Planning Association of Silicon Valley

October 2018 Firm Tour
2018-10-11 14:00 - 16:00 (America/Los_Angeles) | Ameriprise Financial Services, Inc., 1919 S. Bascom Avenue, Suite 100, Campbell, CA, 95008
Join us for our last Financial Firm Tour for 2018. This firm tour will be hosted by James Park and Ameriprise Financial Services. This tour will be located in Campbell (in the Pruneyard). Space is limited; pre-registration is required. Sign up here.
Parking: Parking is free; open parking has 2-hour limits; the parking structure in the back is unlimited.
Have you ever wondered if there was another way to run your financial planning practice? What are the various roles available within an RIA? Do you need to have a broker-dealer affiliation? What are some of the challenges of joining an ensemble firm versus starting your own?
If you’ve ever asked yourself any of these questions, the FPA of Silicon Valley has arranged RIA tours this year to give chapter members an inside look into successful firms. Each firm has graciously offered to open up their offices and their staff to share their experiences. Come prepared with questions!
Firm tours are open only to current FPA members, whether new to the profession or long-established in their financial planning careers.
To learn about FPA membership or to join, click here.

Student Forum: A Day in the Life of a Financial Planner
2018-10-03 12:00 - 13:30 (America/Los_Angeles) | UCSC Extension, 3175 Bowers Avenue, Santa Clara, CA, 95054, United States
Meeting Overview
Student Forum Meetings are intended for prospective and current students at UCSC-Extension in the Personal Financial Planning Program, UCSCX PFP alumni, and for members of the Financial Planning Association (any chapter). These meetings are not open to the general public.
Upcoming Meeting
Date and Time: Wednesday, October 3rd, 2018, 12:00 – 1:30 pm
Location: UCSC Extension in Santa Clara (3175 Bowers Avenue)
Topic: A Day in the Life of a Financial Planner
Panelists: Russ Blahetka D.B.A., CFP®, Renata Carico, CFP®, Michael Gray, CFP®, Ph.D.

Meeting Overview
As students, we spend our time learning about the financial planning framework, studying rules and metrics, and using our calculators to solve problems. Case studies are the closest that we come to being a financial planner. But, what is it like to actually be a planner? What are their primary tasks? What does a “Day in the Life” look like?
In this session, we will hear from a few panelists representing different business models discuss tasks such as: conducting new client introduction meetings, gathering client data and records, preparing a plan for a client, rebalancing portfolios, researching methods and resources, taking time for professional networking, etc.
This session is expected to be interactive with audience questions guiding the session. Please bring your questions for an interesting and dynamic event!
Click here to register for this free event. Badges will be prepared for those registering for this event. Walk-ins may be restricted. Networking begins at 11:30 am.
Panelist Bios
Russ Blahetka D.B.A., CFP® is the founder and Managing Director of Vestnomics Wealth Management, LLC. Dr. Blahetka has been a financial advisor since 2002. Previous to this, he worked as an international consultant and trainer in the area of data communications and networking. He is an instructor at the UC Santa Cruz Extension where he teaches in the CFP® programs. When not working with clients or students he enjoys his HAM radio hobby. He currently holds an Amateur Extra license and is interested in Software Defined Radio (SDR) and digital mode operations.
Renata Carico, CFP® graduated from the University of Illinois, Urbana-Champaign with a B.S. degree in Metallurgy and Mining Engineering in 1986. She worked in the high tech and medical industries for more than 25 years before she began her career in the financial industry in 2012. She currently works at a well-known national brokerage firm as a Vice President – Financial Consultant. Renata holds Series 7, 66 and Insurance licenses. She earned her CFP® designation in May 2016.
Michael Gray, CFP®, Ph.D. is a CERTIFIED FINANCIAL PLANNER™ Professional at Family CFO, Inc., where he aims to connect people with investment solutions, working to understand his clients’ life stories and current circumstances before developing financial strategies that best address their needs. Michael considers it a privilege to work with his clients, and he enjoys establishing strong, long-lasting relationships with them based on mutual trust. Michael earned a bachelor’s degree from Williams College, and a Ph.D. in Cognitive Science from the University of California-San Diego. He has completed the Certificate Program in Personal Financial Planning at the University of California Santa Cruz, holds a NASAA Series 65 license for investment advisors and is a member of the Silicon Valley chapter of the Financial Planning Association. When not helping clients, you might find Michael playing with his 2 boys and family, running, swimming or meditating.

September 2018 NexGen Social
2018-09-27 17:30 - 19:30 UTC | Antonio’s Nut House, 321 California Ave, Palo Alto, CA, 94306
FPA NexGen is a community for FPA members that focuses on the next generation of financial professionals. Members outside of this age group are also welcome. If registration has closed and you would like to attend, please email Susan Adams at execdirector@fpasv.org to be placed on a wait list.

Join us for a social on September 27th at Antonio’s Nut House in Palo Alto from 5:30 – 7:30 pm. RSVP here to let us know you are planning to attend. Walk-ins welcome.

September 2018 Firm Tour
2018-09-27 14:00 - 16:00 (America/Los_Angeles) | Aspire Planning Associates, 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014, United States
Join us for our 2nd Financial Firm Tour for 2018. This firm tour will be hosted by Aspire Planning Associates, a fee-only independent RIA with three Bay Area offices. This tour will be located at their Cupertino office. Space is limited; pre-registration is required. Sign up here.
Have you ever wondered if there was another way to run your financial planning practice? What are the various roles available within an RIA? Do you need to have a broker-dealer affiliation? What are some of the challenges of joining an ensemble firm versus starting your own?
If you’ve ever asked yourself any of these questions, the FPA of Silicon Valley has arranged RIA tours this year to give chapter members an inside look into successful firms. Each firm has graciously offered to open up their offices and their staff to share their experiences. Come prepared with questions!
Firm tours are open only to current FPA members, whether new to the profession or long-established in their financial planning careers.
To learn about FPA membership or to join, click here.

September 2018 Chapter Meeting
2018-09-14 11:30 - 13:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Overview:
To Think, Feel, Act, and Learn Like a Financial Planner – A presentation 50 years in the making!
Our profession traces its roots back to a confab in Chicago in 1969—we’ve come a long way since then and the best is yet to come! Review the highlights of the evolution of our profession as Dave Yeske address the Pillars of our Profession—the Vision (to Think), our Values (to Feel), the Fiduciary Role (to Act) and Developing our Body of Knowledge (to Learn). He’ll delve into what it means to be a profession and to earn a living as a professional.
With a firm foundation of our history in everyone’s mind, he’ll then lead us on an exploration of the future of the profession—identifying both the challenges and the opportunities that lie ahead.
Click here to register.
About the Speaker:
Dr. Dave Yeske, CFP® has been practicing financial planning since 1990. Dave has been named a top advisor by Bloomberg Wealth Manager. He has been quoted in national media including, The Wall Street Journal, The New York Times, Businessweek and more. He has written feature articles for several publications and is also the Practitioner Editor of the Journal of Financial Planning. Dave has appeared on CBS, CNBC, CNN and NBC News.
He holds an appointment as Distinguished Adjunct Professor in Golden Gate University’s Ageno School of Business, where he is director of the University’s financial planning program.
Dave is a past Chair of the Financial Planning Association (US) and currently sits on the Board of Trustees of the Foundation for Financial Planning. Dave served as Chair of the Financial Planning Association PAC from 2005-06 and chaired FPA’s Research Center Team and its Academic Advisory Council. Dave received FPA’s Heart of Financial Planning award in 2012.
In October 2017, he was awarded the prestigious P. Kemp Fain, Jr. Award, the Financial Planning profession’s lifetime achievement award.
Cost:
Early Registration (Through September 10th) $40.00 members $60.00 non- members.
At the door $60.00 for FPA members, $75.00 non-members.

Annual Bocce Event
2018-08-16 17:30 - 20:00 UTC | Campo di Bocce, 565 University Ave, Los Gatos, CA, 95032
7th Annual Bocce Event
Join FPA of Silicon Valley on Thursday, August 16th for this annual event filled with lots of laughter, fun, food and competition. No bocce experience required! FPA Members, allied professionals and prospective members are encouraged to attend this social event.
Save the date and Register Here. Price increases closer to the event, so be sure to register early. Registration will include bocce, food, and 2 adult beverages.
Information about this event:
Thursday, August 16th, 5:30 – 8:00 pm Doors open at 5:30 pm. First ball thrown at 6:00 pm.
Location: Campo di Bocce, Los Gatos
Registration:
Through June 15th $25 Member / $35 Non-Member
June 16th – July 31st $30 Member / $40 Non-Member
After July 31st $35 Member / $45 Non-Member
Team Sponsorships available. Find out more here about being a team captain/sponsor.
Thanks to our current team captains/sponsors:

Cancelled: July NexGen Event - Building Your Own Practice
2018-07-26 17:30 - 19:30 UTC | CA
FPA NexGen is a community for FPA members age 36 and under that focuses on the next generation of financial professionals. Members outside of this age group are also welcome. If registration has closed and you would like to attend, please email Susan Adams at execdirector@fpasv.org to be placed on a wait list.
This Event Has Been Cancelled.

CFP® Ethics - July 2018
2018-07-13 14:00 - 16:00 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Ethics for CFP® Professionals will be offered after our July Chapter Meeting on Friday, July 13th. Curt Weil, CFP® will once again be the presenter.
To register for Ethics click here.
To register for both Ethics and the Chapter Meeting, click here.
Attendance at the Chapter Meeting is not required to attend the Ethics session.
Pricing for Ethics:

$40 Members
$60 Non-Members

July 2018 Chapter Meeting
2018-07-13 11:30 - 13:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Overview:
Crucial Estate Planning Issues for Elders: Powers of Attorneys, Long-Term Care Planning, and Medi-Cal
Are your clients or loved ones age 60 or older, and concerned about being able to afford long-term care in the home or elsewhere? Are they concerned about the government coming after their home or assets if they enroll in Medi-Cal to help pay for health care or long-term skilled nursing? This session will debunk myths about Medi-Cal and long-term care options, highlight real risks, and explain how estate planning documents can protect the client’s family. We will also cover special issues for married, unmarried, and same-sex couples.
1.5 hours CFP CE is available for this session pending approval by the CFP Board.
Featured Partner is Scott Pyes of Natixis.
About the Speaker:
Alma Soongi Beck is a partner in the Trusts and Estates Group of Lakin Spears, LLP and is certified by the State Board of Legal Specialization as a specialist in estate planning, trust and probate law.
Prior to joining Lakin Spears, Alma was principal and founding attorney of The Beck Law Group, P.C. Alma’s estate planning practice focuses on revocable living trusts, wills, and powers of attorney, which includes Medi-Cal and long-term care planning, IRA Inheritance Trusts, and beneficiary controlled irrevocable trusts. For unmarried and same-sex couples, she also offers consultations on the legal and tax implications of domestic partnership, marriage, and property co-ownership. Alma also assists individuals and families with trust administration, probate, and other post-death administration of property.
Alma regularly conducts public and private seminars on a variety of estate planning topics such as marriage, domestic partnership, estate planning and property issues for lesbian, gay, bisexual, transgender (LGBT) individuals, couples and families, as well as Medi-Cal, long-term care and IRA Inheritance Trust planning.
Cost:
Early Registration through July 9th: $40.00 members $60.00 non- members.
At the door $60.00 for FPA members, $75.00 non-members.
If you must cancel, we cannot give refunds after Tuesday, July 10th.
Register here.

Triple Treat Networking Event with APABA and CalCPA
2018-06-21 17:30 - 19:30 UTC | Vault 164, 154 South B Street, San Mateo, CA
Join us for this annual social. FPA of Silicon Valley, Asian Pacific American Bar Association and CalCPA are the hosts of this annual social, a Triple Treat for all those who attend!
Register by June 14th for only $10/members, $20/non-members to enjoy appetizers and a beverage on us. Walk-in and late registrations are welcome at an additional $10 fee. Click here to register.
Misc. Information: *Event attendees will each receive one drink ticket for a complimentary drink on us. All additional beverages will be no host bar.
Parking: There is ample street parking and several nearby public garages.
Event Location: Vault 164, 154 South B Street, San Mateo
Time: 5:30 pm
This event is co-hosted by:

We thank our sponsors for contributing their support for this event! Current sponsors are Risk Strategies and Financial Women of San Francisco. Additional sponsorships are available. Click here to sponsor.

May 2018 NexGen Event - Virtual vs In-Person Relationships
2018-05-31 17:30 - 19:30 UTC | Abacus Wealth Partners, 700 South B Street, Suite 200, San Mateo, CA, 94401, United States
FPA NexGen is a community for FPA members age 36 and under that focuses on the next generation of financial professionals. Members outside of this age group are also welcome. If registration has closed and you would like to attend, please email Susan Adams at execdirector@fpasv.org to be placed on a wait list.
Overview:
Join us for our May NexGen Event. Jackie Keinman and Landan Lovall will be discussing challenges and opportunities of virtual versus in-person relationships.
Click here to register.
About the Speakers:
Jackie Kleinman, CFP® and Landon Lovall, CFP®
Cost:
$10 per person.

May 2018 Joint Brown Bag / Student Forum Meeting
2018-05-18 11:30 - 13:30 UTC | UCSC Extension, 3175 Bowers Avenue, Santa Clara, CA, 95054, United States
Overview
Generational Differences in Client Engagement: How to Adapt to Different Generational Needs and Capabilities
****Please join us in this collaborative session between the UCSCX In Silicon Valley’s PFP Student Forum Group, and the FPASV’s Brown Bag Lunch team. A light lunch will be served. Registration is required and seating will be limited.****
Engaging clients effectively has become increasingly challenging in today’s world, not because it’s difficult to find a way to communicate with clients but because there’s often uncertainty about how best to communicate with different generations from the young to the elderly.
Financial Advisers typically have clients that run the gamut of demographics and must adapt accordingly. In this session, we will hear from a few advisers on the different expectations, needs, beliefs, and capabilities of clients from the “major” generations: Baby Boomers, Generation Xers, and Millennials.
This will be an interactive panel session, with the audience leading with specific questions. The content is expected to include the different financial needs and priorities of each group, client expectations for their advisers and themselves, preferred communication methods and styles, uses of technology, and other areas. It is also expected that some common assumptions/perceptions about each group may be dispelled or confirmed.
Registration for this free event is available here. Registration closes May 16th. Badges will be prepared for those registering for this event. Walk-ins may be restricted.
Meeting Schedule: 11:30 am – 12:00 pm (Networking / Light Lunch Served); 12:00 pm (Presentation Begins); 1:30 pm (Meeting Ends)
Panelists’ Biographies:
Eric Solve, CFP®,EA, Partner at Wade Financial Advisory Eric is a Senior Advisor and partner at Wade Financial Advisory. He is a Certified Financial Planner® and an Enrolled Agent. He is passionate about family, client relationships, professional growth, and feels his life experiences are his greatest assets. He is an active member of the FPA of Silicon Valley and served on the board of directors for several years. He earned a Bachelor’s degree in Business Administration with an emphasis in Marketing from San Diego State University, and received a Certificate in Personal Financial Planning from the University of California at Santa Cruz Extension. Eric, his wife Bridget, and their two daughters live in the Santa Cruz Mountains. They enjoy outdoor activities, cooking, spending time with friends and family, and appreciate traveling to new places.
Lloyd Yamada, CFP®, CEO, Aspire Planning Associates Lloyd began his professional life in electrical engineering as a student at University of Hawaii and then at Stanford Telecom for nearly a decade before transitioning into a new career as a financial planner in his mid-40s. He aspired to own a practice, and decided that he would apply the best practices of the companies he worked for while discarding the worst. Over the years because of his experience, he understands the need of transitioning clients with strategies that support them as they move into the next phase of their journey. He emphasizes steps that can build confidence and support clarity, such as career counseling or new income strategies. Today, Lloyd spends more time running the business than direct client engagement. He oversees the firm’s strategy and revenue base, and works with his partners to integrate financial planning and investment strategies so clients can continue to build on their wealth’s potential.
Lloyd and wife Suzanne are longtime residents of Cupertino. When Lloyd is not in the office, he’s usually pursuing his passion for capturing the beauty of landscapes in photography including the countryside of Croatia, and soon Antarctica, his future favorite travel spot. Lloyd has been the Chapter President and Board Chair, of the FPA of Silicon Valley, also Chapter Leadership Resource Council Member, FPA National.
Ethan Pepper, CFP®, EA, Principal of Orchard City Wealth Management, LLC Ethan is passionate about helping people build a roadmap for their current and future financial vision. He founded Orchard City Wealth Management, LLC, a fee-only comprehensive wealth management firm, after years of working for traditional advisory firms typically focused on helping very high net worth, older generations, achieve their financial goals, while excluding younger generations still building their wealth, who didn’t meet the minimum asset level required to become a client. Ethan’s passion for helping people of all ages and net worth achieve financial freedom drove him to establish OCWM. He was previously a student at UC Santa Cruz Extension in the personal financial planning program and a past-president of the Silicon Valley chapter of the Financial Planning Association.
Location: UCSC Extension
Click here to Register. This is a free event for FPA members and UCSC Ext. PFP students. A light lunch will be served. Registration is required; seating is limited.

May 2018 Chapter Meeting
2018-05-11 11:30 - 13:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Overview:
UNDERSTANDING CATASTROPHIC RISKS IN CALIFORNIA
Attendees will learn about the perils of wildfire, earthquake, mudslide and water damage (highlighting recent examples in California including the Northern CA wildfires and mudslides in Santa Barbara). Attendees will also learn about loss prevention and mitigation techniques to better protect our mutual clients who are exposed to these perils.
Learning Objective: Gain an understanding for catastrophicrRisks in California to better advise clients on preparation and loss mitigation.
1.5 hours CFP CE available pending approval by the CFP Board.
Featured Partner: Mike Sukle, NFP Private Client Insurance Group
Register here. Registration closes Monday, May 7th. No refunds after Tuesday, May 8th.
Early Registration $40.00 members $60.00 non- members. At the door $60.00 for FPA members, $75.00 non-members.
About the Speaker:
Kelly Greene is the Pacific Region Risk Consulting Manager for Chubb Personal Risk Services. She leads a team of 18 Risk Consultants who consult with clients during onsite home inspections. Her team documents and values properties in addition to providing individualized loss prevention advice and solutions. Kelly has over 25 years of experience in the Personal Insurance industry and has developed a strong understanding of the high net worth customer. She also has deep expertise in loss prevention including the perils of wildfire, earthquake and water damage.
Cost:
Early Registration $40.00 members $60.00 non- members.
At the door $60.00 for FPA members, $75.00 non-members.

Financial Firm Tour - May 2018
2018-05-02 14:00 - 16:00 UTC | United Capital, 4300 El Camino Real, Suite 205, Los Altos, CA, 94022, United States
Overview:
Have you ever wondered if there was another way to run your financial planning practice? What are the various roles available within an RIA? Do you need to have a broker-dealer affiliation? What are some of the challenges of joining an ensemble firm versus starting your own?
If you’ve ever asked yourself any of these questions, the FPA of Silicon Valley has arranged RIA tours again this year to give chapter members an inside look into successful firms. Each firm has graciously offered to open up their offices and their staff to share their experiences. Come prepared with questions!
Our first Financial Firm Tour of 2018 will be hosted by United Capital in Los Altos. Firm tours are offered to FPA members only. They are a great way to learn about different RIAs and their best practices as well as get your questions answered. Firm tours are not only popular with new advisors but also with seasoned advisors interested in learning about other firms.
Cost:
$10 per person. FPA members only as space is limited. Register here.
If you are interested in joining FPA, please contact Member Services at 800-322-4237 option 2, or memberservices@onefpa.org. Or, you may click here for information about benefits and here to join online. Be sure to choose Silicon Valley as your chapter upon joining.

April Brown Bag - Tax Law 2018
2018-04-27 12:00 - 13:30 UTC | Buckingham Strategic Wealth, 2445 Faber Place, Suite 250, Palo Alto, CA
Brown Bags are lunchtime meetings with a focused topic and speaker, typically attended by 10-12 people, providing a more casual and intimate setting to learn about and discuss specific topics. These meetings are offered at a nominal cost of $10 to FPA members, $25 for non-members, with attendees bringing a bag lunch. Pre-registration is required and attendance is limited to 12 based upon conference room space.
Overview:
Tax Law 2018: What Have We Learned?
We just finished the first round of the 2018 tax season. What have we learned? How is the new tax law going to affect our tax planning for our clients? What is the latest in the tax world? What do will still not know?
What about that 20% passthrough deduction? (Do I get it as a financial planner?) What do we do about estate planning? How do I be a hero to my clients?
Click here to register.
About the Speaker:
Lawrence K.Y. Pon, CPA/PFS, CFP®, EA, USTCP
Cost:
$10 for FPA Members. $25 for Non-Members

April 2018 Chapter Meeting: Behavioral Finance
2018-04-13 11:30 - 23:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Overview:
Nature, Nurture and Financial Planning
(previously titled Heuristics, Biases and Nudges – Topics from the Frontier of Financial Planning)
Neuroscientific research tells us that genetically, only some people are born to make prudent financial decisions. This talk will focus on how insights from neuroscience and behavioral finance impact financial planning and the work of financial planners, especially in the digital age. Discussion topics will include the planner-doer framework, heuristics, biases, and nudges which figured prominently in the 2017 Economics Nobel, awarded to Richard Thaler.
Learning Objective: Knowing how clients think, and how biases and mental shortcuts may affect their thinking can help advisors help their clients make and stick with prudent decisions.
CE: 1.5 hours CFP CE has been granted for this session by the CFP Board.
Featured Partner: Matt Beck, American Century Investments
Register is now closed. To be added to the waitlist, please email Susan Adams at execdirector@fpasv.org.
About the Speaker:
Hersh Shefrin is the Mario L. Belotti Professor of Finance at Santa Clara University. He is one of the pioneers in the behavioral approach to economics and finance. In 2009, his behavioral finance book Beyond Greed and Fear was recognized by J.P. Morgan Chase as one of the top ten books published since 2000. He received his Ph.D. from the London School of Economics in 1974. In awarding the 2017 Economics Nobel to Richard Thaler, the Nobel committee highlighted three accomplishments, of which two involved the work that Thaler and Shefrin did together. He writes a monthly blog post for Forbes and can be followed on Twitter at @HershShefrin.
Cost:
Early Registration $40.00 members $60.00 non- members.
At the door $60.00 for FPA members, $75.00 non-members.

March 2018 NexGen Social
2018-03-29 17:30 - 19:30 UTC | Antonio’s Nut House, 321 California Ave, Palo Alto, CA, 94306
FPA NexGen is a community for FPA members age 36 and under that focuses on the next generation of financial professionals. Members outside of this age group are also welcome. If registration has closed and you would like to attend, please email Susan Adams at execdirector@fpasv.org to be placed on a wait list.
Overview:
Our March NexGen event will be a social.
Location: Antonio’s Nut House, 321 California Ave, Palo Alto 94306
This is a free event. RSVP here: http://events.constantcontact.com/register/event?llr=9v8v6qpab&oeidk=a07ef671z9gdea7d929

March 2019 NexGen Social
2018-03-28 17:30 - 19:30 (America/Los_Angeles) | CA
FPA NexGen is a community for FPA members that focuses on the next generation of financial professionals. If registration has closed and you would like to attend, please email Susan Adams at execdirector@fpasv.org to be placed on a wait list.
Overview:
Join us for a social with our NexGen group.
Location: TBD
Date/Time: Wednesday, March 28, 2019, 5:30 – 7:30 pm

March 2018 Chapter Meeting: Acquisition: Lifcycle of a Deal
2018-03-09 11:30 - 13:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Overview:
The next several years represent an unprecedented opportunity to acquire practices or succeed from your practice. According to a recent Accenture study 2.3 trillion in AUM will transfer. Are you ready? Come listen to John Turner, a 30-year practice management professional and Senior Loan Officer at Live Oak Bank, talk about how to be the best at each step in the deal lifecycle so you are in the best position to win the deal. This will be a lively session where you can get answers to your questions.
Featured Partner: Michael Ryan, Michael Ryan & Associates
About the Speaker:
John Turner joined Live Oak Bank with over 30 years in the financial services industry. Prior to joining Live Oak Bank, John ran a successful practice as a financial advisor in the Midwest. He went on to hold several executive positions within the two largest broker dealers in the industry and the largest fraternal benefit society. John’s latest position included leading a practice management department where he has developed a deep expertise in practice staffing, practice financial management, practice acquisitions and succession planning. Over the years John has had experience buying, brokering or financing over 500 acquisition deals. John looks forward to assisting you with your practice financial needs and practice management ideas when requested.
Cost:
Early Registration $40.00 members $60.00 non- members.
At the door/Late Registration $60.00 for FPA members, $75.00 non-members.
Early registration is open through Monday, March 5th. No refunds after Tuesday, March 6th.

Student Forum - Other Career Options with Your CFP® Designation
2018-03-02 12:00 - 13:30 UTC | UCSC Extension, 3175 Bowers Avenue, Santa Clara, CA, 95054, United States
Student Forum Meetings are intended for those students at UCSC-Extension who are enrolled in the Personal Financial Planning Program and for members of the Financial Planning Association (any chapter). These meetings are not open to the public.
Overview:
Other Career Options with Your CFP® Designation
Most students, upon completion of the UCSC-Extension Personal Financial Planning coursework, begin their job search with “traditional” financial planning firms – those providing full service financial planning support to their client base. But, as with other professions, there are often other, nontraditional, sources of employment for the newer practitioners. We have recruited a panel of 3-4 professionals that have found, either currently, or in a previous position, employment utilizing their CFP® designation in somewhat nontraditional areas: Credit Unions, Financial Coaching, and others.
Come join us for this lively and informative panel of professionals sharing their experiences. Whether you know exactly what path you plan to follow or are still weighing your options, this talk will provide you with valuable information.
There is no charge for this event, which is open to FPA members and UCSC Ext. PFP students only.
About the Speaker:
Chris S. Blodgett began his career in financial services over 17 years ago upon moving to the South Bay Area to attend school. Chris became licensed and registered in 2008 with the firm CUNA Mutual Group with an emphasis on helping to provide alternatives to traditional retail banking solutions. Wanting to continually help clients at a greater depth and provide service in a more holistic way, he decided to make the transition to working with CU Financial Partners, LLC.
Chris focuses on helping individuals and families of the Greater Bay Area, in particular Credit Union members with their individual and unique financial objectives. His main emphasis is retirement planning, insurance, investments, alternatives, and generally educating members on financial awareness. He is currently registered with Series 6, 7, 63, 66 Securities registrations and also holds a California Life, Health, Annuities, and Long-Term Care Insurance licenses. Also, Chris has recently completed the UCSCx Certificate program in Financial Planning and is preparing to sit for the CFP exam this July. Chris is a graduate of San Jose State University with a B.S. in Business Administration with an emphasis in Financial Markets.
Dr. Renée Snow, Ph.D., CFP®, EA has worked as a Certified Financial Planner® for the past 20 years and has combined technical expertise with psychology and philosophy in service to her clients. She earned a M.S. in Accountancy and worked 8 years for a large regional CPA firm. While at the firm, she prepared income taxes for clients and began pursuing her CFP designation. Today, Dr. Snow manages her own firm and specializes in tax planning, asset management, and the psychological aspects of wealth management. Dr. Snow is an associate professor at Sofia University, formerly the Institute of Transpersonal Psychology, where she teaches Transpersonal Finance, Quantitative Research, and Mixed Methods Research. She is also Chair of the Personal Financial Planning Program at the University of California Santa Cruz Extension and teaches the Practicum course.
Christine Teh, is the founder of Teh Financial Coaching. She teaches people how to budget and basically take control of their financial house. Most of the issues surrounding clients is the struggle to get to positive cash flow. Last year she realized her passion for finance and decided to take the first CFP class. She fell in love with it on the first class and started thinking of transitioning to become a financial planner but realized it’s more realistic economic wise to keep her day job and start doing financial coaching on the side. Christine started her career as a Data analyst at Wells Fargo. She is currently continuing the work fulltime at Visa for Internal Audit. She has also completed the income tax class with H&R Block and became a certified tax preparer helping two experienced tax preparers. She hopes to add this service to her business next year. Her motto right now is to do what she loves on the side without giving up on her stability and good income till hopefully someday she can making a living only doing what she loves.
Niki Theil, CFP®, MS in Finance, spent her early career in corporate finance for HP. Shortly after finishing the Personal Financial Planning program at UCSC Extension and passing the CFP® Exam, she started working at Investor’s Capital Management (ICM) in 2013. At ICM she helps with all aspects of the business. Her responsibilities are split between traditional financial planning work, such as setting up new clients, attending client meetings, creating financial plans, and her other role of managing the office. In that role she hires and supervises employees, organizes office operations and procedures, and does just about anything else necessary to keep the office running smoothly. For fun, she prepares taxes for seniors as an AARP Foundation Tax-Aide volunteer. She is also a member of the Financial Planning Association (FPA). Niki lives in Mountain View with her husband, Jeremy. Her two children are currently in college.
Cost:
There is no charge for this event, which is open to FPA members and UCSC Ext. PFP students only.

Brown Bag - Senior Housing and Quality of Life: Understanding Your Options
2018-02-23 12:00 - 13:30 UTC | Ameriprise Financial Services, Inc., 1919 S. Bascom Avenue, Suite 100, Campbell, CA, 95008
Brown Bags are lunchtime meetings with a focused topic and speaker, typically attended by 10-12 people, providing a more casual and intimate setting to learn about and discuss specific topics. These meetings are offered at a nominal cost of $10 to FPA members, $25 for non-members, with attendees bringing a bag lunch. Pre-registration is required and attendance is limited to 12 based upon conference room space.
Overview:
Senior Housing and Quality of Life: Understanding Your Options
Affordable, accessible, and well-located housing is central to quality of life for people of all ages, but especially for older adults. As the single largest item in most household budgets, housing costs directly affect day-to-day financial security. In addition, the entire concept of what seniors consider a good life has changed in profound ways. People want an active life — physically, mentally and socially — and your choice of a living environment should offer those amenities.
Education, planning and resources are the key to making the best housing choice for you.
Topics in this seminar will include:
• On overview of housing options available to seniors
• Other factors to consider when evaluating housing options
• Resources that are available to assist you in the decision making process
About the Speaker:
Jim McCabe, DSW, MSW, MPH is the President of Eldercare Resources. He has more than 25 years of experience in health care and long term care planning. Dr. McCabe has twice served on the Board of the American Society on Aging and is a member of thel Financial Planning Association. He is the author of the book Solving the Housing Retirement Puzzle: 20 Tips to Help You Make the Right Decision, and is a frequent contributor to journals and newsletters.
Cost:
$10 for FPA Members. $25 for Non-Members

February 2018 Chapter Meeting: Cybersecurity
2018-02-09 11:30 - 13:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Overview:
Changing the Cybersecurity Conversation

Wes Stillman will be offering a more positive approach to how RIAs can proactively respond to the call of cybersecurity by putting the power and responsibility in the hands of the advisor. This interactive session offers improvements to four core business areas with fifteen best practices a firm can immediately benefit from.
About the Speaker:
Wes Stillman, CEO of RightSize Solutions
After 30+ years of managing technology in high-level positions, Wes Stillman began RightSize Solutions in 2002 because RIAs needed a technology partner who really understood their needs. More than 13 years later, he remains committed to understanding every nuance of his clients’ businesses. Prior to founding RightSize Solutions, Wes’ clients included major airlines, broker dealers, trust companies, health care providers, community banks and other financial institutions. He has held high-level positions at National Advisors Trust Company, FSB, Comdisco, Midwest Consulting Group (Senior Consultant) and Yellow Technology Services (Director of Technology). A technology-pioneer in every sense, Wes is regularly quoted as a subject matter expert in industry publications and also speaks to small and large groups on topics such as cybersecurity, cloud-based environments and leveraging technology.
Cost:
Early Registration through February 5th $40.00 members $60.00 non- members.
At the door $60.00 for FPA members, $75.00 non-members.

January 2018 NexGen: Tax Changes
2018-01-24 17:30 - 19:30 UTC | Abacus Wealth Partners, 700 South B Street, Suite 200, San Mateo, CA, 94401, United States
FPA NexGen is a community for FPA members age 36 and under that focuses on the next generation of financial professionals. Members outside of this age group are also welcome. If registration has closed and you would like to attend, please email Susan Adams at execdirector@fpasv.org to be placed on a wait list.
Overview:
Join us for our January NexGen Event. Larry Pon will be discussing Proposed (or Actual) Changes in Tax Law
About the Speaker:
Lawrence K.Y. Pon, CPA/PFS, CFP®, EA, USTCP
Cost:
$10 per person.

Financial Planning Day January 2018
2018-01-20 10:30 - 13:30 UTC | San Mateo Public Library, 55 W 3rd Ave, San Mateo, CA, United States
Volunteers are needed for our first Financial Planning Day of the year. Financial Planning (CFPs) and Logistics volunteers needed for this pro bono event at San Mateo Library. If you speak Spanish, please volunteer as we are in need of additional Spanish-speaking planners and logistics volunteers.
Click here to volunteer and find out more information: https://govoluntr.com/events/2546

Making Sense of the Uncertainty: Tax Planning in 2018
2018-01-12 11:30 - 13:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Overview:
Each modification of the tax code brings with it a number of planning opportunities and pitfalls. We will talk about the latest developments in personal and business taxation and how they may impact your clients. Specific topics of discussion will include real estate, the alternative minimum tax, and passthrough taxation. We will discuss both the big picture and and specific examples of the proposals applied at the client level.
About the Speaker:
Meredith Johnson, CPA, CFP®, has deep experience in not only accounting, but financial planning and analysis, project management and business development. She works with clients based on a holistic approach to taxation, in the areas of estate planning and business succession particularly. Her specialties include Financial Planning, Tax Planning and Compliance, Project Management, Business Strategy,
Financial Modeling and Analysis, Employee Training and Development, and Public Policy Analysis and Advocacy. Meredith currently serves on the Board of the California Society of CPAs (CalCPA) and is the First Vice President of the CalCPA San Francisco chapter. She received her bachelor’s degree from Whitman College and her MS degree in Taxation from Golden Gate University. She is an active member of the FPA San Francisco chapter, serving on the Pro Bono Committee and the Financial Planning Day Steering Committee. She also gives back to her local community through her work with non-profits — as a site manager, volunteer, and financial coach for Tax-Aid in San Francisco (a public charity assisting low income taxpayers with their returns), and as a manager for One Brick (helping connect volunteers to each other and the worthy causes which need their time and energy).
Cost:
Early Registration $40.00 members $60.00 non- members.
At the door $60.00 for FPA members, $75.00 non-members.

December 2017 Chapter Meeting and Holiday Social - What is Your 140.6 Challenge?
2017-12-08 16:00 - 18:00 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Meeting Description
Join us for a special treat this month as we host our holiday social, enjoy a motivational presentation, and vote on our 2018 Board of Directors. Our meeting and social will be from 4:00 to 6:00 pm.

Topic: What is Your 140.6 Challenge?

In today’s fast-paced and demanding technology workplace, employers need their employees to embrace constant change and risk as opportunities and possibilities for the company and themselves. Employees, on the other hand, often feel stressed and overwhelmed, and not able to rise to all that is being demanded of them in their work and personal lives. Bobbie will share what she has learned in her journey to becoming an Ironman (a race which has 140.6 human-powered miles), and the three keys that will instruct and inspire others to meet the challenges they face.
There is no CE offered for this session.
Thank you to our December Featured Partner, James Park of Ameriprise Financial Services, Inc.
Speaker Biography
Bobbie LaPorte has an MBA from Harvard, and a Masters in Positive Leadership and Strategy from IE Business School in Madrid. She has served in CEO, COO and CMO roles in several Fortune 50 companies. She is also an endurance athlete and multiple-Ironman triathlon finisher.
Pricing and Registration
Click here to Register.

Advanced pricing is available through December 4th:
FPA Members $40 Non-Members: $60
After December 4th
FPA Members: $60 Non-members: $75
Online Registration will be open through Monday, December 4th. At-the-door registration is available but limited, so pre-registration is strongly encouraged.
No refunds after 12:00 pm on Tuesday, December 5th.

December 2017 Student Forum - The Good, the Bad, and the Very Ugly Truth about Starting Your Own RIA Practice
2017-12-01 12:00 - 13:30 UTC | UCSC Extension, 3175 Bowers Avenue, Santa Clara, CA, 95054, United States
Student Forum Meetings are intended for those students at UCSC-Extension who are enrolled in the Personal Financial Planning Program and for members of the Financial Planning Association (any chapter). These meetings are not open to the public.
Meeting Description
Topic: The Good, the Bad, and the Very Ugly Truth about Starting Your Own RIA Practice

All Financial Advisors need to conduct their business in compliance with state and federal law. An Advisor who starts his own firm must register as a Registered Investment Advisor (RIA). Chris Wentzien and Anandi Krishnamurthy will share their personal experiences related to starting their RIA practices. The talk will include general information about starting an RIA practice and specifics like:
The talk will include general information about starting an RIA practice and specifics like:
• getting your first 10 (quality) clients
• marketing strategies
• start-up costs
• efficiency as practice expands
• goals and accountability for building your practice
• licenses and qualifications necessary
• compliance and liability concerns.
Many students dream of starting their own financial advisory practice, but there are challenges along the way. Whether you know exactly what path you plan to follow or are still weighing your options, this talk will provide you with valuable information.
Speaker Biographies
Anandi Krishnamurthy, CFP®, began her work life as a software developer. She completed the Personal Financial Planning certificate from UCSC Extension in 2012, passed the CFP® exam in March 2013 and her CFP® in early 2016. She worked at Wade Financial Advisory until recently, with clients from many walks of life, developing and presenting financial plans, proposing tax optimization strategies and analyzing client portfolios. She also specializes in optimizing employee benefits such as 401k plans and stock compensation. Recently, Anandi launched her own financial planning firm, On Track Financial Advisory, focused primarily on young professionals and their families as well as baby boomers contemplating retirement in the near future. Anandi has a Masters in Computer Science from Rochester Institute of Technology in Rochester NY and a Bachelors in Electrical Engineering from Birla Institute of Science and Technology in Pilani, India.
Chris is the founder and principal of Natural Bridges Financial Advisors. He holds a BA in Economics from the University of California at Santa Barbara and an MBA from Westminster College. Chris is a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Public Accountant (CPA). Prior to starting his own firm in 2008, Chris worked at a leading Silicon Valley wealth management firm. He is currently an instructor at the UCSC Extension Silicon Valley Personal Financial Planning Department. He has also served on the Board of Directors for the Silicon Valley Financial Planning Association. As a former professional soccer player, Chris is one of the founders of the Santa Cruz County FC Revolution, a non-profit premier youth soccer club working with underserved children in Santa Cruz County.
Pricing and Registration
Click here to register. This is a free event. Registration is open through November 30th. Student Forum sessions are open to FPA members and UCSC Extension students enrolled in the Personal Financial Planning Program.

Logistics: Lunch is not provided. You are welcome to bring a sack lunch. Parking is free. The parking lot entrance is on Scott Blvd.

November 2017 NexGen Event - What's Next after CFP®?
2017-11-30 18:00 - 20:00 UTC | Abacus Wealth Partners, 700 South B Street, Suite 200, San Mateo, CA, 94401, United States
About the Meeting
FPA NexGen is a community for FPA members age 36 and under that focuses on the next generation of financial professionals.
Join us at our upcoming NexGen meeting featuring speaker Kacy Gott, CFP®. This month’s topic is “What’s Next after CFP®?”

Pricing and Registration
Click here to register. This is a free event.

November 2017 Chapter Meeting - Sustainable, Responsible & Impact Investing - Implementing your Client's Wishes Today
2017-11-10 11:30 - 13:30 UTC | Maggiano’s Little Italy (at Santana Row), 3055 Olin Ave #1000, San Jose, CA, 95128, United States
Meeting Description
Topic: Sustainable, Responsible & Impact Investing – Implementing your Client’s Wishes Today
Nancy Reyes Mullins will review the foundational tenets of SRI investing as contrasted to traditional diversified investment strategies, including how SRI principles and strategies have evolved over time. Learn how to question your clients effectively on their specific SRI objectives, what tools and techniques are available to advisors today, and critically, then how to effectively translate those objectives into real live portfolios.
Learning Objectives:
(1) Review of the foundational tenets of SRI investing, (2) Identify what is driving demand for sustainable investment solutions, 3) Learn how to question clients effectively on their specific SRI objectives, and (4) How to translate those objectives into real live portfolios.
Level of Complexity: Intermediate
1.5 hours CFP CE has been granted by the CFP Board for this session.
Thank you to our November Featured Partner, Christina Gray of Stonecrest Managers.
Speaker Biography
Nancy Reyes Mullins is the Founder of RI Strategy Consulting, providing customized sales and marketing strategies for investment companies operating in the field of Sustainable, Responsible and Impact Investing (SRI). She currently serves on the Board of Directors for US SIF. US SIF is the US membership association for professionals, firms, institutions and organizations engaged in sustainable, responsible, and impact investing. Prior to launching RI Strategy Consulting Nancy was the Director of Advisor Relations at Parnassus Investments from 2005 to 2015. She managed fund distribution via the wire house, RIA, bank trust and independent broker dealer channels. She has over fifteen years of experience in the field of responsible investing, holds the Series 6, 26, 63 and 65 securities licenses, and received a bachelor’s degree in economics from the University of California, Santa Cruz.
Pricing and Registration
Click here to register.
Advanced pricing is available through November 6th:
FPA Members $40 Non-Members: $60
After November 6th
FPA Members: $60 Non-members: $75
Online Registration is open through Monday, November 6th. At-the-door registration is available but limited, so pre-registration is strongly encouraged.
No refunds after 12:00 pm on Tuesday, November 7th.

November 2017 Financial Planning Day
2017-11-04 13:00 - 16:00 UTC | San Mateo Public Library, 55 W 3rd Ave, San Mateo, CA, United States
Financial Planning Day is a event in which CERTIFIED FINANCIAL PLANNER™ Professionals volunteer to provide free one-on-one counseling to area residents. Financial Planning Day is intended to be a free benefit for the public, and volunteers are not allowed to solicit business, distribute business cards or marketing materials, or follow up with attendees. In other words – there are no strings attached for the attendees.
To Volunteer, Click here.
To sign up to attend, Click here.
