Note:  Silicon Valley FPA Brown Bag Lunch Events require FPA membership to attend.   FPA members from other
chapters are welcome to attend as well as guests of FPA members.

Could You or Your Clients Benefit from a Roth Conversion in 2010?

Larry Pon, CPA, Pon and Associates

Beginning this year, there are no longer any income restrictions on converting a traditional IRA to a Roth IRA.  However, there are many factors to consider when deciding whether to convert an IRA. Future tax rates, the availability of non-IRA assets to pay taxes on the conversion, the need for income from an IRA in retirement, and estate planning considerations all play into the decision.  In addition, for Roth conversions in 2010 only, taxpayers have the option to split the conversion income equally between 2011 and 2012, or pay taxes on the entire amount in 2010.  With so many tangible and intangible elements, the Roth conversion decision can be quite complex.  For answers to your questions, please join Larry Pon, CPA, for an interactive session on this intriguing and timely topic.

Seating is limited.  To reserve your seat, please RSVP early to Dan Taylor at DanTaylor@Yahoo.com.  A $10 fee will be collected at the door.